Following the difficulties encountered by Odzala National Park regarding the devastation insurance between 2015 and 2019, it was decided to no longer use the 1986 decree as a basis for calculating compensation for crop damage. Indeed, this scale was too old and unsuited to the subsistence culture and contexts of Odzala. A new insurance scheme based on the sum of the devastated areas in relation to the total field area was developed. The maximum compensation (200 000FCFA\/ha or 344$\/ha) is reached when the sum of the devastated areas equals 25% (or +) of the total field size. The sum of the devastated areas between 10 and 24% of the total field size is compensated at heights of 100,000FCFA\/ha. If the damage is less than 10% the insured are reimbursed for their insurance subscriptions, if there was no damage then there is no compensation. The advantage of this method is that from the moment of joining the insurance, the insured knows the amount of compensation according to the severity of the devastation, moreover, thanks to the monitoring of the devastated areas of his field, the insured is able to know the sum of compensation at the time of payment. The maximum compensation is reached from 25% of devastated area (but corresponds to the amount allocated for 100% of devastated area) and allows a lighter data collection for the park teams and motivates the farmer who has protected his field beyond 25% in order to obtain the insurance gains and a good harvest. These compensation rates are normally guaranteed as they are calculated on the basis of devastated areas and the number of participants in previous years, but they may be revised each year. This method should also improve the sense of justice among farmers since each of them is considered in the same way regardless of the crops (subject to significant differences in compensation in the decree). The PNOK insurance is intended to help the people most affected and dependent on their fields for their subsistence, mainly planting cassava (very little compensated by the decree), but it is not meant to replace the role of the state, which remains the guarantor of crop compensation. In parallel to this insurance, the national park is working on deploying methods to protect the fields and diversify the local economy based on conservation and sustainable development.<\/p>\n","protected":false},"excerpt":{"rendered":"
An insurance scheme has been created through partners (EU) support and also with the villagers subscribing to the insurance with 2500FCFA\/per hectare\/year (4$\/hectare\/year) to insured their fields. Then during the devastation, the policyholders notify the park managers in order to assess the damage through a report. Compensation is calculated proportionally: according to the plant damage (based on decree 06\/970), the state of their fields and their monitoring efforts, the insured are then compensated twice a year. This insurance, therefore, compensates for the damage in monetary terms, trying to encourage the most appropriate behavior.<\/p>\n","protected":false},"author":194,"featured_media":3501,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3516","initiatives","type-initiatives","status-publish","has-post-thumbnail","hentry","type-compensation-measures","type-financial-instruments-and-wildlife-related-benefits","type-insurance","species-chimpanzee","species-elephant-en","species-gorilla","species-herbivores","species-omnivores-and-frugivores","species-other-herbivorous","countries-africa","countries-republic-of-the-congo","issues-crops"],"acf":[],"_links":{"self":[{"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/initiatives\/3516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/initiatives"}],"about":[{"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/types\/initiatives"}],"author":[{"embeddable":true,"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/users\/194"}],"replies":[{"embeddable":true,"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/comments?post=3516"}],"version-history":[{"count":3,"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/initiatives\/3516\/revisions"}],"predecessor-version":[{"id":3779,"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/initiatives\/3516\/revisions\/3779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/media\/3501"}],"wp:attachment":[{"href":"https:\/\/encosh.org\/en\/wp-json\/wp\/v2\/media?parent=3516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}